Tommie A. Harsley

Managing finances is hard at every age, but it gets especially tough if you’re retired and learning to abide by a very strict budget. More often than you think, people underestimate the amount of money needed to live comfortably after retirement and find themselves in a bit of a pickle financially. If this is something that you’re struggling with, then you may want to consider applying for a reverse mortgage. A   reverse mortgage   is basically a loan against the value of your home that you don’t have to pay back until you die or move out of the house. The loan is paid out in monthly installments and can really help supplement your income if you’re on a fixed budget. Not only that, but the interest on the loan is not tax-deductible like it is with a regular mortgage, so it’s quite beneficial from a financial standpoint. Applying For a Reverse Mortgage Step 1 – Submitting the Initial Application The first step in applying for a reverse mortgage is to submit an initial applicati...

  At the end of the day, the most critical aspect of any business is its sales – the higher the sales, the bigger the profit and the larger the growth. Companies often try to grasp customer attention and boost purchase rates by offering   consumer   financing – a facility that allows customers to buy now and pay later. While it may initially seem like a good idea for businesses,   Attorney Tommie Harsley   empathizes that it’s essential to be well aware of the different types of consumer financing before offering it as an option to customers. What is consumer financing? In simple terms, consumer financing is a loan an individual takes out to purchase goods or services from a business. It’s generally seen as a way for people to spread the cost of an expensive purchase over a period of time, making it more affordable in the short term. Read more.

  Our homes are the one place in the world we can call our own – a safe space amidst the hustle and bustle of our fast-paced lives. It’s a place to relax, unwind and recharge after a long day. Creating a home that reflects our personal style and makes us feel secure and comfortable is important to our overall well-being. This is precisely where a contractor comes in. A   contractor   is a professional who is hired to complete a specific task or set of tasks, usually involving construction work. Whether you’re planning a home renovation or building a new home from scratch, it’s important to hire a contractor you can trust. A good contractor will be able to take your vision and turn it into reality while adhering to your budget and timeline. Finding the right contractor may feel confusing, but fear not, for   Attorney Tommie Harsley   is here to help. 8 Tips to Find the Right Contractor Get recommendations   – ask your friends, family and neighbours if they’v...

  Of the many assets we own, our car is perhaps the most important. It helps us get to work, school, and the store. It also allows us to travel to different places. Without it, even the most mundane tasks of everyday life would become a hassle. In this fast-paced world, owning a car is no longer a luxury but rather a necessity. However, cars are also a big financial responsibility. They require regular maintenance, repairs, and gas money. They can also depreciate in value over time if not taken care of properly. Therefore,   Attorney Tommie Harsley   believes that it is vital to thoroughly research and analyze your options before finalizing your decision. Here are a few things to keep in mind. 5 Things You Should Consider Before Purchasing A Car Your budget According to   Attorney Tommie Harsley , people often underestimate the costs that come associated with owning a car. When purchasing a new vehicle, you must not only keep in mind your current budget but long-term...

  No matter the subject, signing a contract of any kind can be quite intimidating. After all, it’s a huge life step that comes with a lot of responsibility – and it can be difficult to know what you’re getting yourself into. When it comes to signing the lease for your house, even a small error can lead to big consequences down the road. Therefore, it is vital to know precisely what the contract states, demands and offers before you proceed to sign it.   Pastor Tommie Harsley   emphasizes that even the smallest queries should be resolved before one signs on the dotted line. Consider before Signing a Lease Read the fine print Before signing any contract, you must take the time to read and understand all the terms and conditions. With a lease agreement, this means being familiar with things like the length of the lease, monthly rent amount, late fees and penalties, etc. Don’t be afraid to ask your landlord or leasing agent questions if anything is unclear. Read more.

  Purchasing a new car   is a long-term commitment and one that should be made with careful thought and thorough research. It is vital that the option you choose fulfills all your needs and gives you the comfort you desire. However,   Pastor Tommie Harsley   understands that the process of purchasing a new   car   may feel intimidating to a beginner. 9 Steps to Purchasing a Ca Step 1 – Do your research Before you even start looking at cars, it’s important to do your research and know what you’re looking for. Consider aspects like budget, size, fuel efficiency, safety features, and any must-have amenities. Once you have a good idea of what you need, you can start narrowing down your options. Step 2 – Get pre-approved for financing If you’re planning on financing your new car purchase, getting pre-approved for a loan is a good idea before heading to the dealership. This will give you a better idea of how much car you can afford and avoid any awkward conversat...